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In-House Financing Car Lot in Bellevue, WA

Bellevue, WA Car Lot Sales

There is 1 car lot in Bellevue, WA that may offer in-house financing options for new and used vehicles.

Dive into exceptional selection of Chevrolet of Bellevue at 13240 NE 20th Street in Bellevue, WA, a premier destination for in-house financing on a diverse range of new and used cars. With an inventory boasting 7 meticulously curated vehicles, this car lot in Bellevue, WA ensures that your credit history is no barrier to owning your dream car. Chevrolet of Bellevue stands out as a beacon for those seeking quality, affordability, and a seamless Bellevue car buying experience.

Chevrolet of Bellevue
13240 NE 20th Street
Bellevue, WA - 98005
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Featured vehicles in Bellevue, WA.

Looking for a great deal on a used car from an in-house financing car lot in Bellevue, WA? Whether you're looking for a used car, pickup truck, mini van for family trips or a small SUV, we make it easy to find a car in Bellevue, WA that's just right for you and your budget. Check out our special picks and find your next vehicle in Bellevue, WA today!

2020 Chevrolet Bolt EV
2020 Chevrolet Bolt EV
FWD Hatchback
Electric > Battery Cell

EV
Highway MPG
127 City
108 Hwy
Mileage
32,664
Miles
$17,300
*$346.66 mo
Bellevue, WA
See More Images 25
2024 Chevrolet Equinox
2024 Chevrolet Equinox
4X4 SUV
Gas Fuel

Gas
Highway MPG
24 City
30 Hwy
Mileage
8,493
Miles
$32,800
*$657.24 mo
Bellevue, WA
See More Images 23
2021 Chevrolet Colorado
2021 Chevrolet Colorado
4X4 Pickup
Gas Fuel

Gas
Highway MPG
16 City
18 Hwy
Mileage
31,710
Miles
$37,800
*$757.43 mo
Bellevue, WA
See More Images 24
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Used Car Prices: Bellevue, WA vs. Washington

Have you ever wondered how Bellevue used car prices compared to the rest of Washington? Maybe you thought a payment of $757.43 per month for a pickup truck was a little steep, but compared to the average Washington truck payment of $804, it isn't too bad.

See what the average car payment in Bellevue, WA is compared to the rest Washington for used cars, trucks, SUVs, and even vans.

Bellevue, WA BHPH average prices
TypeAvg. PriceAvg. Payment
Car$17,300.00$346.66
SUV$37,160.00$744.61
Truck$37,800.00$757.43
Washington average payments
TypeAvg. PriceAvg. Payment
Car$21,975.60$440.35
SUV$29,904.34$599.22
Truck$40,115.70$803.84
Van$27,487.88$550.80
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*Based on list price with no money down. 60 months @ 7.5% APR. Excludes applicable taxes.
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More In-House Financing Car Lots Near Bellevue, WA

The many "In-House Finance" options around Bellevue, WA make buying a used car both accessible and budget-friendly. Specializing in top-quality used cars, trucks, and SUVs, these car lots near Bellevue, WA are just a short ride away and cater to various preferences and lifestyles.

Auburn Chevrolet
1600 Auburn Way N Auburn, WA
Avg Price: $39,544 | Cheapest: $25,911
6
Listings
Doug's Hyundai
22130 Highway 99 Edmonds, WA
Avg Price: $30,292 | Cheapest: $7,500
101
Listings
Lee Johnson Mazda of Kirkland
11845 NE 85th Street Kirkland, WA
Avg Price: $45,212 | Cheapest: $25,985
14
Listings
FORD OF KIRKLAND
11800 124TH AVENUE N.E. KIRKLAND, WA
Avg Price: $32,102 | Cheapest: $8,900
117
Listings
Infiniti of Lynnwood
17305 Highway 99 Lynnwood, WA
Avg Price: $31,631 | Cheapest: $8,577
67
Listings
Bellevue Auto Dealers

Maximizing Your Experience at Bellevue, WA Buy Here Pay Here Dealerships

Discover the advantages and essential considerations of purchasing a vehicle from Buy Here Pay Here (BHPH) car lots in Bellevue, designed for buyers with diverse financial backgrounds.

Key Considerations for BHPH Car Buying

Working with a Buy Here Pay Here (BHPH) car lot in Bellevue presents a viable solution for individuals with credit challenges seeking to purchase a vehicle. These dealerships specialize in a type of in-house financing, which typically accommodates buyers who may not qualify for traditional loans. The process simplifies car buying, enabling selection, financing, and payment under one roof.

  1. Understanding Financing Terms: Grasp the details of your loan agreement, including interest rates and repayment expectations.
  2. Vehicle Selection: Choose a car that meets your needs and offers fair market value to ensure a wise investment.
  3. Payment Reporting: Confirm that the dealership reports to credit bureaus to potentially improve your credit score.
  4. Repayment Plan: Understand your payment schedule and ensure it aligns with your financial capabilities.
  5. Dealer Reputation: Research and select a dealership known for fair practices and positive customer experiences.

Navigating the Washington BHPH car buying process with informed diligence ensures a rewarding purchase. By prioritizing financing terms, vehicle quality, credit impact, and dealer integrity, buyers can embark on a successful path to vehicle ownership and credit improvement.

Buy Here Pay Here (BHPH) car lots offer direct financing to car buyers, typically those with bad credit. This allows customers to buy and finance their vehicle directly at the dealership, simplifying the purchase process for individuals who might face challenges securing traditional loans.

Financing at a BHPH dealership is streamlined, with the dealership acting as both seller and lender. This means approval rates are higher, but it often comes with higher interest rates and shorter repayment periods compared to traditional financing options.

Advantages of BHPH lots include easier financing approval for individuals with poor credit and the convenience of one-stop shopping for both purchasing and financing the vehicle, offering a solution for buyers who may be turned away elsewhere.

Risks associated with BHPH dealerships include higher interest rates, the possibility of overpaying for a car, and strict repossession terms. It's crucial for buyers to thoroughly review contract terms and understand their financial commitment.

When choosing a BHPH dealership, look for transparent pricing, reasonable interest rates, and positive customer reviews. Also, ensure they report payments to credit bureaus to help improve your credit score.

Buying from a BHPH lot can improve your credit score if the dealership reports your payment history to credit bureaus. Consistent, on-time payments can positively impact your credit history over time.

To prepare for a visit to a BHPH dealership, research the vehicle prices, understand your budget limitations, and have your financial documents ready. Being informed and prepared can help you negotiate better terms.
FAQs & Guides
Guide to Buy Here Pay Here
Explore our easy-to-understand guide on Buy Here Pay Here Car Lots. Learn how they work, their benefits, and essential tips for a smooth car buying experience, even with credit challenges. Perfect for first-time buyers!
Guide to Buy Here Pay Here
Guide to Inhouse Auto Financing
Discover how to navigate in-house financing car lots with ease, regardless of your credit score. This guide provides everything you need to know about working with bad credit car dealers and good credit car dealers, ensuring you make informed decisions.
Guide to Inhouse Auto Financing
Credit Score Leadin Large
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*Based on list price with no money down. 60 months @ 7.5% APR. Excludes applicable taxes.
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