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In-House Financing Car Lot in Oak Harbor, OH

Oak Harbor, OH Car Lot Sales

There is 1 car lot in Oak Harbor, OH that may offer in-house financing options for new and used vehicles.

Dive into exceptional selection of Tri Motor Sales at 1430 Rt 19 South in Oak Harbor, OH, a premier destination for in-house financing on a diverse range of new and used cars. With an inventory boasting 38 meticulously curated vehicles, this car lot in Oak Harbor, OH ensures that your credit history is no barrier to owning your dream car. Tri Motor Sales stands out as a beacon for those seeking quality, affordability, and a seamless Oak Harbor car buying experience.

Tri Motor Sales, Inc.
1430 Rt 19 South
Oak Harbor, OH - 43449
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Featured vehicles in Oak Harbor, OH.

Looking for a great deal on a used car from an in-house financing car lot in Oak Harbor, OH? Whether you're looking for a used car, pickup truck, mini van for family trips or a small SUV, we make it easy to find a car in Oak Harbor, OH that's just right for you and your budget. Check out our special picks and find your next vehicle in Oak Harbor, OH today!

2019 Ford Fusion Energi
2019 Ford Fusion Energi
FWD Sedan
Hybrid Fuel

Hybrid
Highway MPG
109 City
97 Hwy
Mileage
83,710
Miles
$15,995
*$320.51 mo
Oak Harbor, OH
See More Images 25
2018 Ford F-350 Super Duty
2018 Ford F-350 Super Duty
4X4 Pickup
Diesel Fuel

Diesel
Mileage
40,534
Miles
$54,950
*$1,101.09 mo
Oak Harbor, OH
See More Images 27
2015 Chevrolet Express
2015 Chevrolet Express
RWD Full-Size
Gas Fuel

Gas
Mileage
151,134
Miles
$11,995
*$240.36 mo
Oak Harbor, OH
See More Images 26
See All Oak Harbor,OH Online Inventory

Used Car Prices: Oak Harbor, OH vs. Ohio

Have you ever wondered how Oak Harbor used car prices compared to the rest of Ohio? Maybe you thought a payment of $659.73 per month for a pickup truck was a little steep, but compared to the average Ohio truck payment of $704, it isn't too bad.

See what the average car payment in Oak Harbor, OH is compared to the rest Ohio for used cars, trucks, SUVs, and even vans.

Oak Harbor, OH BHPH average prices
TypeAvg. PriceAvg. Payment
Car$7,896.67$158.23
SUV$18,892.50$378.57
Truck$32,923.89$659.73
Van$11,995.00$240.36
Ohio average payments
TypeAvg. PriceAvg. Payment
Car$20,446.53$409.71
SUV$25,878.36$518.55
Truck$35,124.45$703.82
Van$23,347.48$467.84
City Compare Tables Advertisement
*Based on list price with no money down. 60 months @ 7.5% APR. Excludes applicable taxes.
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More In-House Financing Car Lots Near Oak Harbor, OH

The many "In-House Finance" options around Oak Harbor, OH make buying a used car both accessible and budget-friendly. Specializing in top-quality used cars, trucks, and SUVs, these car lots near Oak Harbor, OH are just a short ride away and cater to various preferences and lifestyles.

Reineke Ford, Inc.
1303 Perrysburg Rd Fostoria, OH
Avg Price: $25,461 | Cheapest: $10,836
34
Listings
Advantage Ford
885 Hagerty Drive Fremont, OH
Avg Price: $24,017 | Cheapest: $13,995
41
Listings
BAUMANN FORD GENOA
22110 WEST STATE ROUTE 51 GENOA, OH
Avg Price: $22,349 | Cheapest: $3,995
264
Listings
Dunn Chevrolet
3000 Dustin RD Oregon, OH
Avg Price: $34,048 | Cheapest: $23,990
10
Listings
Yark Chevrolet
26997 N. Dixie Highway Perrysburg, OH
Avg Price: $29,696 | Cheapest: $19,250
6
Listings
Oak Harbor Auto Dealers

Maximizing Your Experience at Oak Harbor, OH Buy Here Pay Here Dealerships

Discover the advantages and essential considerations of purchasing a vehicle from Buy Here Pay Here (BHPH) car lots in Oak Harbor, designed for buyers with diverse financial backgrounds.

Key Considerations for BHPH Car Buying

Working with a Buy Here Pay Here (BHPH) car lot in Oak Harbor presents a viable solution for individuals with credit challenges seeking to purchase a vehicle. These dealerships specialize in a type of in-house financing, which typically accommodates buyers who may not qualify for traditional loans. The process simplifies car buying, enabling selection, financing, and payment under one roof.

  1. Understanding Financing Terms: Grasp the details of your loan agreement, including interest rates and repayment expectations.
  2. Vehicle Selection: Choose a car that meets your needs and offers fair market value to ensure a wise investment.
  3. Payment Reporting: Confirm that the dealership reports to credit bureaus to potentially improve your credit score.
  4. Repayment Plan: Understand your payment schedule and ensure it aligns with your financial capabilities.
  5. Dealer Reputation: Research and select a dealership known for fair practices and positive customer experiences.

Navigating the Ohio BHPH car buying process with informed diligence ensures a rewarding purchase. By prioritizing financing terms, vehicle quality, credit impact, and dealer integrity, buyers can embark on a successful path to vehicle ownership and credit improvement.

Buy Here Pay Here (BHPH) car lots offer direct financing to car buyers, typically those with bad credit. This allows customers to buy and finance their vehicle directly at the dealership, simplifying the purchase process for individuals who might face challenges securing traditional loans.

Financing at a BHPH dealership is streamlined, with the dealership acting as both seller and lender. This means approval rates are higher, but it often comes with higher interest rates and shorter repayment periods compared to traditional financing options.

Advantages of BHPH lots include easier financing approval for individuals with poor credit and the convenience of one-stop shopping for both purchasing and financing the vehicle, offering a solution for buyers who may be turned away elsewhere.

Risks associated with BHPH dealerships include higher interest rates, the possibility of overpaying for a car, and strict repossession terms. It's crucial for buyers to thoroughly review contract terms and understand their financial commitment.

When choosing a BHPH dealership, look for transparent pricing, reasonable interest rates, and positive customer reviews. Also, ensure they report payments to credit bureaus to help improve your credit score.

Buying from a BHPH lot can improve your credit score if the dealership reports your payment history to credit bureaus. Consistent, on-time payments can positively impact your credit history over time.

To prepare for a visit to a BHPH dealership, research the vehicle prices, understand your budget limitations, and have your financial documents ready. Being informed and prepared can help you negotiate better terms.
FAQs & Guides
Guide to Buy Here Pay Here
Explore our easy-to-understand guide on Buy Here Pay Here Car Lots. Learn how they work, their benefits, and essential tips for a smooth car buying experience, even with credit challenges. Perfect for first-time buyers!
Guide to Buy Here Pay Here
Guide to Inhouse Auto Financing
Discover how to navigate in-house financing car lots with ease, regardless of your credit score. This guide provides everything you need to know about working with bad credit car dealers and good credit car dealers, ensuring you make informed decisions.
Guide to Inhouse Auto Financing
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*Based on list price with no money down. 60 months @ 7.5% APR. Excludes applicable taxes.
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