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In-House Financing Car Lot in Raleigh, NC

Raleigh, NC Car Lot Sales

There is 1 car lot in Raleigh, NC that may offer in-house financing options for new and used vehicles.

Dive into exceptional selection of Thompson Buick GMC at 2600 Wake Forest Road in Raleigh, NC, a premier destination for in-house financing on a diverse range of new and used cars. With an inventory boasting 5 meticulously curated vehicles, this car lot in Raleigh, NC ensures that your credit history is no barrier to owning your dream car. Thompson Buick GMC stands out as a beacon for those seeking quality, affordability, and a seamless Raleigh car buying experience.

Thompson Buick GMC
2600 Wake Forest Road
Raleigh, NC - 27609
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Featured vehicles in Raleigh, NC.

Looking for a great deal on a used car from an in-house financing car lot in Raleigh, NC? Whether you're looking for a used car, pickup truck, mini van for family trips or a small SUV, we make it easy to find a car in Raleigh, NC that's just right for you and your budget. Check out our special picks and find your next vehicle in Raleigh, NC today!

2022 GMC Sierra 2500HD
2022 GMC Sierra 2500HD
4X4 Pickup
Mileage
12,139
Miles
$68,642
*$1,375.44 mo
Raleigh, NC
See More Images 1
2023 GMC Acadia
2023 GMC Acadia
FWD SUV
Gas Fuel

Gas
Highway MPG
22 City
29 Hwy
Mileage
15,008
Miles
$31,788
*$636.97 mo
Raleigh, NC
See More Images 3
2024 Buick Envista
2024 Buick Envista
FWD Wagon
Gas Fuel

Gas
Highway MPG
28 City
32 Hwy
Mileage
925
Miles
$29,323
*$587.57 mo
Raleigh, NC
See More Images 62
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Used Car Prices: Raleigh, NC vs. North Carolina

Have you ever wondered how Raleigh used car prices compared to the rest of North Carolina? Maybe you thought a payment of $1,375.44 per month for a pickup truck was a little steep, but compared to the average North Carolina truck payment of $725, it isn't too bad.

See what the average car payment in Raleigh, NC is compared to the rest North Carolina for used cars, trucks, SUVs, and even vans.

Raleigh, NC BHPH average prices
TypeAvg. PriceAvg. Payment
Car$29,323.00$587.57
SUV$30,930.33$619.78
Truck$68,642.00$1,375.44
North Carolina average payments
TypeAvg. PriceAvg. Payment
Car$21,832.05$437.47
SUV$28,966.22$580.42
Truck$36,177.54$724.92
Van$29,750.66$596.14
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*Based on list price with no money down. 60 months @ 7.5% APR. Excludes applicable taxes.
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More In-House Financing Car Lots Near Raleigh, NC

The many "In-House Finance" options around Raleigh, NC make buying a used car both accessible and budget-friendly. Specializing in top-quality used cars, trucks, and SUVs, these car lots near Raleigh, NC are just a short ride away and cater to various preferences and lifestyles.

CROSSROADS FORD, INC.
1501 NORTH SALEM STREET APEX, NC
Avg Price: $53,383 | Cheapest: $13,688
88
Listings
UNIVERSITY FORD INC
5001 DURHAM CHAPEL HILL BOULEVARD DURHAM, NC
Avg Price: $33,672 | Cheapest: $4,988
111
Listings
Leith Lincoln
2350 Capital Summit Ct. Brentwood, NC
Avg Price: $32,587 | Cheapest: $8,988
79
Listings
Classic Ford
1324 North Brightleaf Boulevard Smithfield, NC
Avg Price: $29,950 | Cheapest: $10,878
59
Listings
Capital Chevrolet Wake Forest
9820 Capital Blvd Wake Forest, NC
Avg Price: $40,113 | Cheapest: $23,500
8
Listings
Raleigh Auto Dealers

Maximizing Your Experience at Raleigh, NC Buy Here Pay Here Dealerships

Discover the advantages and essential considerations of purchasing a vehicle from Buy Here Pay Here (BHPH) car lots in Raleigh, designed for buyers with diverse financial backgrounds.

Key Considerations for BHPH Car Buying

Working with a Buy Here Pay Here (BHPH) car lot in Raleigh presents a viable solution for individuals with credit challenges seeking to purchase a vehicle. These dealerships specialize in a type of in-house financing, which typically accommodates buyers who may not qualify for traditional loans. The process simplifies car buying, enabling selection, financing, and payment under one roof.

  1. Understanding Financing Terms: Grasp the details of your loan agreement, including interest rates and repayment expectations.
  2. Vehicle Selection: Choose a car that meets your needs and offers fair market value to ensure a wise investment.
  3. Payment Reporting: Confirm that the dealership reports to credit bureaus to potentially improve your credit score.
  4. Repayment Plan: Understand your payment schedule and ensure it aligns with your financial capabilities.
  5. Dealer Reputation: Research and select a dealership known for fair practices and positive customer experiences.

Navigating the North Carolina BHPH car buying process with informed diligence ensures a rewarding purchase. By prioritizing financing terms, vehicle quality, credit impact, and dealer integrity, buyers can embark on a successful path to vehicle ownership and credit improvement.

Buy Here Pay Here (BHPH) car lots offer direct financing to car buyers, typically those with bad credit. This allows customers to buy and finance their vehicle directly at the dealership, simplifying the purchase process for individuals who might face challenges securing traditional loans.

Financing at a BHPH dealership is streamlined, with the dealership acting as both seller and lender. This means approval rates are higher, but it often comes with higher interest rates and shorter repayment periods compared to traditional financing options.

Advantages of BHPH lots include easier financing approval for individuals with poor credit and the convenience of one-stop shopping for both purchasing and financing the vehicle, offering a solution for buyers who may be turned away elsewhere.

Risks associated with BHPH dealerships include higher interest rates, the possibility of overpaying for a car, and strict repossession terms. It's crucial for buyers to thoroughly review contract terms and understand their financial commitment.

When choosing a BHPH dealership, look for transparent pricing, reasonable interest rates, and positive customer reviews. Also, ensure they report payments to credit bureaus to help improve your credit score.

Buying from a BHPH lot can improve your credit score if the dealership reports your payment history to credit bureaus. Consistent, on-time payments can positively impact your credit history over time.

To prepare for a visit to a BHPH dealership, research the vehicle prices, understand your budget limitations, and have your financial documents ready. Being informed and prepared can help you negotiate better terms.
FAQs & Guides
Guide to Buy Here Pay Here
Explore our easy-to-understand guide on Buy Here Pay Here Car Lots. Learn how they work, their benefits, and essential tips for a smooth car buying experience, even with credit challenges. Perfect for first-time buyers!
Guide to Buy Here Pay Here
Guide to Inhouse Auto Financing
Discover how to navigate in-house financing car lots with ease, regardless of your credit score. This guide provides everything you need to know about working with bad credit car dealers and good credit car dealers, ensuring you make informed decisions.
Guide to Inhouse Auto Financing
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*Based on list price with no money down. 60 months @ 7.5% APR. Excludes applicable taxes.
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