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Search local online inventory from car lots with payment options you can afford.

Cars, SUV's, and Trucks for sale

Get the vehicle you want without the hassle when you shop at the buy here pay here dealers listed on TheMegaLot. With over 175,935 used cars, trucks and SUV's to choose from, each with easy payment options, you'll find the perfect vehicle at a car lot right in your area. Start your search to find a car that fits your budget.

Buy Here Pay Here Car Lot
The future of buy here pay here car lots!

Spotlight on Top Buy Here Pay Here Dealerships

Unlock the doors to exceptional car buying experiences with our featured buy here pay here car lots. Handpicked from over 3,247 car lots for their outstanding customer service and flexible financing options, these dealers make owning your next used car a reality. Explore our selection of premier dealerships and find unparalleled deals that pave the way to your dream car today.

Top BHPH Locations

Our list of top BHPH areas nationwide is designed to connect you with trusted dealerships that are committed to serving your unique needs, wherever you are.

  1. Jacksonville, FL
  2. Augusta, GA
  3. Lexington, KY
  4. Charlotte, NC
  5. Columbus, OH
  6. York, PA
  7. Columbia, SC
  8. Knoxville, TN
  9. Houston, TX

Embrace the freedom of choice and financial flexibility with car lots that offer in house financing options, even if you have bad credit.

Find the Best Car Deals with Easy Comparisons

Whether it's a small car, a tough truck, or a big family SUV, find it here with financing that makes sense for you. See how different cars stack up while we help choosing the right car simple with our easy to understand comparisons. Let's make your car search simple and your payments even easier.

Best used cars under $15,000
Trending Used Cars National Average
2020 Lexus UX 250h $9,989
2020 Ford EcoSport $14,021
2020 MINI Hardtop 4 Door $12,831
2019 Chevrolet Trax $13,623
2019 Ford Fusion Hybrid $14,544
2019 Hyundai IONIQ Hybrid $14,247
2020 Cadillac XT4 $14,631
2019 Nissan Rogue $14,881
2019 Nissan LEAF $10,883
2023 Kia Rio $14,869
Popular BHPH SUV's & Trucks
SUV'sPricePayment*
Ford Expedition $38,522$772
Ford Expedition MAX $41,613$834
Ford Escape Hybrid $22,507$451
Chevrolet Traverse Limited $39,048$782
Ford Escape $18,671$374
Truck's
GMC Sierra 1500 $41,940$840
Chevrolet Silverado 1500 $35,282$707
Ford F-150 $33,438$670
Ram 1500 $30,715$615
the Big MEGA Finder Search

Welcome to BMFS deals, where we've revolutionized the used car market with our state-of-the-art, AI-enhanced deal finding algorithm. The Big MEGA Finder Search operates on the cutting edge of technology, blending artificial intelligence, sophisticated algorithms, and a deep understanding of the used car market to unearth the best deals on used vehicles from buy here pay here (BHPH) car lots across the nation.

Used Cars under $10,000
Find the best deal on used cars under $10K at buy here pay here lots in Texas! Whether this used 2014 Ford C-MAX Hybrid in Houston, TX catches your eye or you're looking for a used wagon around $9,000 closer to Athens, New Braunfels, Rosenberg or any place in Texas, shopping for used cars under $10,000 is now effortless!
Cars for sale under $15,000
Our under $15K Mega deal of the day is this amazing pre owned car in Columbia, SC for sale. The featured 2020 hatchback is priced around $10,000 and available with as little as $500 down*. This Chevrolet Spark isn't the only used car under $15,000 for sale in South Carolina. There are hundreds of amazing deals on used cars under $15K at buy here pay here lots across South Carolina including Columbia, Charleston, Easley, Manning and beyond!
Best Deal Found on Used Cars Under $20,000
Finding a Mega deal on used trucks under $20K is effortless with The Mega Lot. We scoure our used truck database every 15 minutes to find the best deal using BMFS, our state of the art AI enhanced algorithm, Big MEGA Finder Search. Check out this used 2013 Chevrolet Silverado 2500HD in Columbus, OH BMFS found. The Mega Lot is your ultimate destination for Top-Quality used cars under $20,000.
The Mega Collection of Luxury Cars Under $30,000
Browse the Mega Collection of premium cars from trusted Tennessee dealers that offer in-house financing options designed for every budget, including low to no money down solutions. Whether you're from Columbia, Jackson, Milan, Knoxville or anywhere across Tennessee The Mega Lot offers an exceptional selection of luxury used cars priced below $30,000.
SUVs, Cars & Trucks Under $50K

Find the perfect used car under $50K in North Carolina or anywhere in the USA at a local car lot with the best in house financing options to fill your needs. Search used cars, trucks, and SUVs under $50,000 all in one spot!

Do you live in North Carolina and looking for a used truck under $50K in Burlington, Matthews, New Bern or even Charlotte? Look no further, click the button below to see all used trucks below $50,000 in North Carolina.

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