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Search local online inventory from car lots with payment options you can afford.

Cars, SUV's, and Trucks for sale

Get the vehicle you want without the hassle when you shop at the buy here pay here dealers listed on TheMegaLot. With over 176,796 used cars, trucks and SUV's to choose from, each with easy payment options, you'll find the perfect vehicle at a car lot right in your area. Start your search to find a car that fits your budget.

Buy Here Pay Here Car Lot
The future of buy here pay here car lots!

Spotlight on Top Buy Here Pay Here Dealerships

Unlock the doors to exceptional car buying experiences with our featured buy here pay here car lots. Handpicked from over 3,232 car lots for their outstanding customer service and flexible financing options, these dealers make owning your next used car a reality. Explore our selection of premier dealerships and find unparalleled deals that pave the way to your dream car today.

Top BHPH Locations

Our list of top BHPH areas nationwide is designed to connect you with trusted dealerships that are committed to serving your unique needs, wherever you are.

  1. Jacksonville, FL
  2. Augusta, GA
  3. Lexington, KY
  4. Charlotte, NC
  5. Columbus, OH
  6. York, PA
  7. Columbia, SC
  8. Knoxville, TN
  9. Houston, TX

Embrace the freedom of choice and financial flexibility with car lots that offer in house financing options, even if you have bad credit.

Find the Best Car Deals with Easy Comparisons

Whether it's a small car, a tough truck, or a big family SUV, find it here with financing that makes sense for you. See how different cars stack up while we help choosing the right car simple with our easy to understand comparisons. Let's make your car search simple and your payments even easier.

Best used cars under $15,000
Trending Used Cars National Average
2018 Hyundai IONIQ Electric $14,843
2021 Mitsubishi Outlander Sport $14,590
2018 Subaru Impreza $13,254
2018 Nissan Versa Note $10,119
2018 Nissan Rogue $14,374
2019 Hyundai IONIQ Hybrid $14,247
2018 Cadillac ATS $13,656
2021 Nissan Versa $13,076
2020 Lexus IS 300 $12,680
2019 Hyundai VELOSTER $14,905
Popular BHPH SUV's & Trucks
SUV'sPricePayment*
Chevrolet Blazer $28,671$575
Chevrolet Trailblazer $22,816$457
Honda Passport $28,153$564
Ford Explorer Hybrid $32,776$657
Chevrolet Equinox $21,454$430
Truck's
GMC Sierra 1500 $42,096$844
Chevrolet Silverado 1500 $35,617$714
Ford F-150 $33,371$669
Ram 1500 $30,579$613
the Big MEGA Finder Search

Welcome to BMFS deals, where we've revolutionized the used car market with our state-of-the-art, AI-enhanced deal finding algorithm. The Big MEGA Finder Search operates on the cutting edge of technology, blending artificial intelligence, sophisticated algorithms, and a deep understanding of the used car market to unearth the best deals on used vehicles from buy here pay here (BHPH) car lots across the nation.

Used Vans under $10,000
Find the best deal on used vans under $10K at buy here pay here lots in Texas! Whether this used 2017 Chevrolet City Express in Houston, TX catches your eye or you're looking for a used mini-van around $9,000 closer to Hutto, Levelland, Muenster or any place in Texas, shopping for used cars under $10,000 is now effortless!
Cars for sale under $15,000
Our under $15K Mega deal of the day is this amazing pre owned car in Charlotte, NC for sale. The featured 2017 sedan is priced around $11,000 and available with as little as $500 down*. This Ford Fusion isn't the only used car under $15,000 for sale in North Carolina. There are hundreds of amazing deals on used cars under $15K at buy here pay here lots across North Carolina including Charlotte, Monroe, Shallotte, Whiteville and beyond!
Best Deal Found on Used Cars Under $20,000
Finding a Mega deal on used trucks under $20K is effortless with The Mega Lot. We scoure our used truck database every 15 minutes to find the best deal using BMFS, our state of the art AI enhanced algorithm, Big MEGA Finder Search. Check out this used 2014 Ford F-150 in Houston, TX BMFS found. The Mega Lot is your ultimate destination for Top-Quality used cars under $20,000.
The Mega Collection of Luxury Cars Under $30,000
Browse the Mega Collection of premium vans from trusted Texas dealers that offer in-house financing options designed for every budget, including low to no money down solutions. Whether you're from Corinth, Muenster, Pharr, Houston or anywhere across Texas The Mega Lot offers an exceptional selection of luxury used vans priced below $30,000.
SUVs, Cars & Trucks Under $50K

Find the perfect used car under $50K in North Carolina or anywhere in the USA at a local car lot with the best in house financing options to fill your needs. Search used cars, trucks, and SUVs under $50,000 all in one spot!

Do you live in North Carolina and looking for a used suv under $50K in Canton, Dunn, Roanoke Rapids or even Charlotte? Look no further, click the button below to see all used suvs below $50,000 in North Carolina.

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