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Search local online inventory from car lots with payment options you can afford.

Cars, SUV's, and Trucks for sale

Get the vehicle you want without the hassle when you shop at the buy here pay here dealers listed on TheMegaLot. With over 172,632 used cars, trucks and SUV's to choose from, each with easy payment options, you'll find the perfect vehicle at a car lot right in your area. Start your search to find a car that fits your budget.

Buy Here Pay Here Car Lot
The future of buy here pay here car lots!

Spotlight on Top Buy Here Pay Here Dealerships

Unlock the doors to exceptional car buying experiences with our featured buy here pay here car lots. Handpicked from over 3,225 car lots for their outstanding customer service and flexible financing options, these dealers make owning your next used car a reality. Explore our selection of premier dealerships and find unparalleled deals that pave the way to your dream car today.

Top BHPH Locations

Our list of top BHPH areas nationwide is designed to connect you with trusted dealerships that are committed to serving your unique needs, wherever you are.

  1. Jacksonville, FL
  2. Augusta, GA
  3. Lexington, KY
  4. Charlotte, NC
  5. Columbus, OH
  6. York, PA
  7. Columbia, SC
  8. Knoxville, TN
  9. Houston, TX

Embrace the freedom of choice and financial flexibility with car lots that offer in house financing options, even if you have bad credit.

Find the Best Car Deals with Easy Comparisons

Whether it's a small car, a tough truck, or a big family SUV, find it here with financing that makes sense for you. See how different cars stack up while we help choosing the right car simple with our easy to understand comparisons. Let's make your car search simple and your payments even easier.

Best used cars under $15,000
Trending Used Cars National Average
2019 Toyota Yaris $12,900
2018 Honda HR-V $13,858
2018 Ford Focus $11,464
2018 Chevrolet Cruze $10,574
2019 Ford Fiesta $9,916
2018 Subaru Legacy $12,545
2018 BMW i3 $13,036
2018 Chevrolet Bolt EV $14,289
2018 Nissan Rogue $13,555
2019 Volkswagen Jetta $13,300
Popular BHPH SUV's & Trucks
SUV'sPricePayment*
Ford Excursion $10,427$209
Ford Bronco $43,594$874
Chevrolet Equinox EV $38,495$771
Ford Expedition $36,613$734
Chevrolet Suburban $45,813$918
Truck's
GMC Sierra 1500 $42,400$850
Chevrolet Silverado 1500 $35,829$718
Ford F-150 $32,585$653
Ram 1500 $30,641$614
the Big MEGA Finder Search

Welcome to BMFS deals, where we've revolutionized the used car market with our state-of-the-art, AI-enhanced deal finding algorithm. The Big MEGA Finder Search operates on the cutting edge of technology, blending artificial intelligence, sophisticated algorithms, and a deep understanding of the used car market to unearth the best deals on used vehicles from buy here pay here (BHPH) car lots across the nation.

Used SUVs under $10,000
Find the best deal on used suvs under $10K at buy here pay here lots in Ohio! Whether this used 2008 Hyundai TUCSON in Columbus, OH catches your eye or you're looking for a used suv around $6,000 closer to Columbiana, Hartville, Sandusky or any place in Ohio, shopping for used cars under $10,000 is now effortless!
Cars for sale under $15,000
Our under $15K Mega deal of the day is this amazing pre owned car in Charlotte, NC for sale. The featured 2014 sedan is priced around $14,000 and available with as little as $500 down*. This Honda Accord isn't the only used car under $15,000 for sale in North Carolina. There are hundreds of amazing deals on used cars under $15K at buy here pay here lots across North Carolina including Charlotte, Greenville, La Grange, Morehead City and beyond!
Best Deal Found on Used Cars Under $20,000
Finding a Mega deal on used suvs under $20K is effortless with The Mega Lot. We scoure our used suv database every 15 minutes to find the best deal using BMFS, our state of the art AI enhanced algorithm, Big MEGA Finder Search. Check out this used 2023 Ford Escape in Charlotte, NC BMFS found. The Mega Lot is your ultimate destination for Top-Quality used cars under $20,000.
The Mega Collection of Luxury Cars Under $30,000
Browse the Mega Collection of premium cars from trusted North Carolina dealers that offer in-house financing options designed for every budget, including low to no money down solutions. Whether you're from Asheville, Brentwood, Fayetteville, Charlotte or anywhere across North Carolina The Mega Lot offers an exceptional selection of luxury used cars priced below $30,000.
SUVs, Cars & Trucks Under $50K

Find the perfect used car under $50K in North Carolina or anywhere in the USA at a local car lot with the best in house financing options to fill your needs. Search used cars, trucks, and SUVs under $50,000 all in one spot!

Do you live in North Carolina and looking for a used truck under $50K in Kernersville, Lexington, Mooresville or even Charlotte? Look no further, click the button below to see all used trucks below $50,000 in North Carolina.

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